$7,500 Dividends Monthly: How You Can Achieve $7,500 Dividends Per Month
June 16, 2025
$7,500 Dividends Monthly: How You Can Achieve $7,500 Dividends Per Month
Earning $7,500 per month in dividends—or $90,000 annually—is a transformative goal that can support a luxurious retirement, allow early financial independence, or completely replace a six-figure salary. This in-depth guide explores how you can build a powerful income-generating dividend portfolio to hit this milestone.
What Does $7,500 Per Month in Dividends Mean?
To earn $7,500/month consistently, your target annual passive income is $90,000. Based on the yield of your investments, the capital required to reach this level varies significantly.
Capital Requirements for $7,500 in Monthly Dividends
Average Dividend Yield | Annual Income Needed | Investment Required |
|---|---|---|
3% | $90,000 | $3,000,000 |
4% | $90,000 | $2,250,000 |
5% | $90,000 | $1,800,000 |
6% | $90,000 | $1,500,000 |
At a moderate 5% yield, you’ll need to invest $1.8 million to earn $7,500 per month.
High-Yield and Growth-Oriented Dividend Picks
Core Dividend Growth Stocks
Apple (small yield, strong growth)
High-Yield Dividend Stocks
Monthly Payouts
Dividend ETFs
JEPI — JPMorgan Equity Premium Income ETF
QYLD — Global X Nasdaq 100 Covered Call ETF
HDV — iShares Core High Dividend ETF
SCHD — Schwab U.S. Dividend Equity ETF
Sample Portfolio to Achieve $7,500 Per Month
Investment | Ticker | Yield | Allocation | Annual Income |
|---|---|---|---|---|
JEPI ETF | JEPI | 7.5% | $500,000 | $37,500 |
Realty Income | O | 5.2% | $350,000 | $18,200 |
AGNC | AGNC | 12% | $200,000 | $24,000 |
Microsoft | MSFT | 0.8% | $200,000 | $1,600 |
SCHD ETF | SCHD | 3.5% | $250,000 | $8,750 |
Total | $1,500,000 | $90,050 (~$7,504/month) |
This well-balanced portfolio blends growth and yield to exceed your monthly income target.
Key Strategies for Building $7,500/Month in Dividends
Combine dividend growth and high-yield stocks for sustainable cash flow
Reinvest dividends until you reach your income goal
Focus on monthly payers to smooth cash flow
Use tools like Rize Capital to monitor risk, track payouts, and simulate future income
Watch for red flags like dividend cuts, high payout ratios, or declining earnings
FAQ: $7,500 Monthly Dividends
How much do I need to invest to earn $7,500/month?
At a 5% yield, you’ll need about $1.8 million invested. Higher yields can reduce the amount required, but may come with added risk.
Is $7,500/month in dividends a sustainable goal?
Yes, if you diversify across sectors, monitor dividend health, and invest in reliable payers with a history of consistency.
Can I retire on $7,500/month?
In most places, absolutely. This equates to a $90,000 annual income and can support a comfortable or even luxurious lifestyle.
Are dividend ETFs enough?
Yes. Funds like JEPI, SCHD, and QYLD offer built-in diversification and stable income generation.
Should I include international dividend stocks?
It’s smart to include global payers like Canadian pipelines or European blue chips to reduce geographic risk.
What happens if a company cuts its dividend?
Diversify your holdings. Avoid over-concentration in any one high-yield stock.
Can I automate this strategy?
Yes. Use Rize Capital to automate dividend reinvestments, scenario planning, and performance monitoring.
Conclusion: Create $7,500 in Monthly Passive Income
Reaching $7,500/month in dividend income is ambitious but possible. Through discipline, smart diversification, and income optimization, you can build a portfolio that funds your lifestyle entirely.
With tools like Rize Capital, you can track your goals, analyze performance, and adjust your path in real time.
Start today and take control of your financial future—one dividend payment at a time.
