Can I use AI for investing? AI tools from robo-advisors to chatbots
March 15, 2022
The question that’s on the minds of both retail and institutional investors in 2025 is: Can I use AI for investing? With rapid advancements in artificial intelligence and machine learning, the answer is a resounding yes. But the more nuanced question is how, and which tools actually deliver reliable, actionable insights without introducing misinformation or bias?
Let’s unpack the options—from robo-advisors to chatbots—and explore how investors can leverage AI effectively in today’s complex financial markets.
Can I Use AI for Investing? Yes—Here Are Your Options
1. Robo-Advisors
These are automated investment platforms like Wealthfront or Betterment that use algorithms to build and manage portfolios based on your risk tolerance, goals, and time horizon. They’re ideal for hands-off investors who want a low-cost, diversified portfolio without doing the legwork.
2. Algorithmic Trading Platforms
Firms like QuantConnect or Kavout allow more experienced investors to use machine learning models to develop, backtest, and execute trading strategies. These platforms require a higher level of financial and programming knowledge.
3. AI-Powered Chatbots
This is the most intuitive way to interact with financial data. Investors can now ask natural-language questions like "What’s the PE ratio of Nvidia?" or "How does Tesla’s stock compare to Ford over the last year?" and get dynamic answers.
But—Can I use AI for investing effectively via chatbots like ChatGPT, Rize Capital or Perplexity? Here’s where things get tricky.
Why Traditional Chatbots Fall Short
According to an independent analysis by FinanceBech, popular large language models (LLMs) like ChatGPT and Perplexity are not reliable for serious financial research. Here’s why:
No Licensed Data Access: These platforms do not have real-time, licensed access to stock market data. They rely on scraped or outdated information.
Information Bias: Their responses are often generated based on publicly available articles, many of which contain inherent bias, clickbait, or outdated views.
Risk of Misinformation: Without direct data pipelines from exchanges and regulators, hallucinated or imprecise responses are not uncommon.
In short, yes, you can use AI for investing—but not just any AI.
Introducing Rize Capital: The Best AI Chatbot for Investors
Rize Capital is redefining the space with its finance-first AI architecture. It’s not a general-purpose language model; it’s a specialized financial research assistant that:
Has direct access to institutional-grade market data
Covers over 100,000 assets including stocks, ETFs, crypto, and private markets
Offers live charting, sentiment analysis, financial ratios, and more
Is built to answer complex questions like a financial analyst would
Can I use AI for investing with Rize Capital? Absolutely—and you’ll actually get precise, trustworthy, and data-driven insights.
Where traditional AI tools struggle with hallucination or lack of data depth, Rize Capital thrives. Whether you're analyzing your portfolio, researching a stock, or screening the market—this is the tool serious investors have been waiting for.
Pro Tips for Prompting Financial AI Tools
If you’re going to use AI in investing, you need to know how to speak its language. Here are the top tips:
Be specific: Instead of asking "Is Apple a good stock?" try "What was Apple’s YoY revenue growth in 2024?"
Use timeframes: "Compare Tesla vs. Ford in 2023" is more useful than a generic "Compare Tesla to Ford."
Layer prompts: Follow-up questions help refine context. Ask, then clarify. "What is Nvidia’s PE ratio?" then "How does that compare to the semiconductor industry average?"
Avoid vague queries: AI performs best when the input is clear and unambiguous.
And of course—use a platform built for finance, not a generic chatbot.
FAQ: Can I Use AI for Investing?
Can I use AI for investing as a beginner?
Yes. Tools like Rize Capital make it incredibly accessible. You can ask plain-English questions and get detailed insights.
Are robo-advisors better than AI chatbots?
It depends. Robo-advisors are great for passive portfolio management. Chatbots like Rize Capital are better for active investors doing research or comparing investment options.
Can AI replace financial advisors?
AI can augment your decision-making but shouldn’t replace professional advice in complex scenarios—especially when it comes to taxes, estate planning, or risk tolerance.
Why not use ChatGPT or Perplexity?
They lack access to licensed financial data, which can lead to inaccurate or outdated information. Rize Capital solves this by integrating real-time, institutional-grade data.
Conclusion: Can I Use AI for Investing?
Yes—and You Should Use Rize Capital
AI is not just a trend—it’s the future of investing. But the quality of your insights depends entirely on the tools you use. Skip the generalist bots. Go straight to the source with a finance-native solution.
If you’re asking, Can I use AI for investing?—the smartest move is to start with Rize Capital.
